Money down
Sometimes called “upfront cost” or “initial payment”What ours says$0 upfront. On a power purchase agreement you don’t buy the system at all. You buy the electricity it produces, month by month. The panels stay the property of the company that owns them.Ask any installerIs the $0 a loan with payments starting later, or is nothing being financed at all?The rate
Look for “escalator” or “annual increase”What ours saysWritten into your agreement before you sign. Your rate depends on your roof, your usage and the partner you’re matched with, so we don’t publish a number here. Ask to see year one and year twenty on the same page, and don’t sign until you have.Ask any installerDoes the rate go up every year? Show me year one and year twenty side by side.Your credit
Look for “loan,” “promissory note,” or “financing agreement”What ours saysDepends which one you choose. A power purchase agreement is not a loan and opens no new credit line. A $0-down purchase is financed, so it involves a credit check and an APR that depends on your score.Ask any installerWill this appear as a 20- or 25-year loan on my credit?Your title
Look for “lien,” “UCC filing,” or “PACE assessment”What ours saysAsk for it in writing. A power purchase agreement is not a mortgage and is not a PACE assessment. Financing arrangements differ between partners, and some record a notice against the property. Get the answer for your specific agreement in writing before you sign it.Ask any installerIs this a PACE program? Will anything be recorded against my property?The warranty
Panels, inverter, battery, workmanship, and roof are often five separate termsWhat ours says25 years, from the installer. Parts, workmanship and performance, provided by the partner company that installs your system, layered over Tesla’s own manufacturer warranty on the Powerwall. It is their warranty, not ours, so get the terms in writing.Ask any installerDoes the labor warranty match the panel warranty, or does it stop at ten years?Who shows up
The company that sold it and the company that installs it are often differentWhat ours saysA CSLB-licensed partner company. Divine Gifts Solar is not a contractor and does not perform installation. We match you with licensed installation partners, and they pull the permits, do the work, and carry the warranty. You should check their licence at cslb.ca.gov before you sign.Ask any installerWho actually installs this, and who do I call when something breaks?If you’d rather own it
A purchase instead of a power purchase agreementWhat ours saysAvailable. A $0-down purchase is financed rather than paid for upfront, so you own the equipment and the APR depends on your credit. We put both options next to each other and tell you which one fits your bill.Ask any installerCan I see the cash price and the financed price on the same page?
If your Edison bill is over $200 a month, you’re already paying for solar. You just don’t own it yet.
Divine Gifts Solar matches Inland Empire homeowners with CSLB-licensed installers who put Q Cells panels and a Tesla Powerwall 3 on the roof for $0 upfront. Customers typically save 40% to 60% on their electricity. We’ve done this for 8 years around Fontana, and we walk you through the agreement before you sign anything.
Read what you’re signingor call (909) 320-2309 and ask for a quote
What you’re actually signing
Most solar pitches skip this part. We start with it. These are the lines in any solar contract that decide whether it’s a good deal. Here is what ours say, and what to ask anyone else who knocks on your door.
What goes on your roof
Two products and one crew. We don’t rotate brands based on what’s cheapest that month.
Q Cells solar panels
Made by Q Cells, which also owns the company that installs them
Sized to your actual usage from a recent bill. On most Inland Empire roofs that’s enough to cover the summer air-conditioning months that push your bill past $300.
- Warranty25 years
- Installed byA CSLB-licensed partner
- Sized fromYour Edison bill
Tesla Powerwall 3
Battery backup, included in the $0-down plan
Stores what the panels make during the day so you use your own power in the evening, when Edison’s rates are highest. When the grid goes down in a heat wave, your fridge, lights, and AC stay on.
- Warranty25 years, from the installer
- Installed byA CSLB-licensed partner
- Included in$0-down plan
Roof first, if you need it
Solar and roofing coordinated onto the same permit
Panels last 25 years. If your roof won’t, we coordinate a C-39 licensed partner to replace it before the panels go on, so nobody has to pull the system off in year twelve. Tile, shingle, and flat roofs across the region.
- Roof leak coverage25 years
- PermitsOne, for both
- CrewSame as the solar
How it goes from here
Three steps. You can stop at any of them.
Send us a bill
One recent Edison or SDG&E bill tells us your usage and what a system needs to cover. There’s no site visit and no salesperson yet.
Two numbers, explained
Your $0-down rate and your purchase price, side by side, with what each one covers and doesn’t. We’ll say which one we’d pick for your bill.
A licensed partner installs it
Your matched partner pulls the permit and does the work — roof first if you need it, then panels and the Powerwall 3. The same company services it afterward.
Where we work
Based in the 909. We cover about 50 miles around it, and go further for the right job.
Inland EmpireHome base
Fontana Rialto San Bernardino Riverside Moreno Valley Redlands Yucaipa Perris Temecula Wildomar Palm Springs Palm Desert
High Desert
Victorville Apple Valley Hesperia
East LA County
Ontario Rancho Cucamonga Corona Pomona Chino Chino Hills El Monte La Puente Whittier Pico Rivera Baldwin Park Rosemead
Not on the list? Call. If it’s within a reasonable drive of Fontana, it’s probably a yes. All service areas.
Before you talk to anyone about solar
We write these because the numbers decide whether solar is worth it, and most of what circulates around here is wrong. Every figure is sourced to a public filing or the utility’s own page.
- September 12, 2026
Edison ratesSCE peak hours: when Edison charges the most, and what it costsSouthern California Edison’s peak window is 4–9 p.m. on two of its three residential plans and 5–8 p.m. on the third. Here are the exact windows, the published per-kilowatt-hour prices for summer and winter, and what actually moves the number. - September 12, 2026
Solar billingWhy your solar true-up bill was bigger than you expectedUnder SCE’s Solar Billing Plan your export credits are valued hour by hour, and whatever is left over at the end of your twelve-month Relevant Period is adjusted down or forfeited. Here is how the settlement bill is actually calculated. - September 12, 2026
Edison ratesWhat actually changed on your Edison bill in 2026Southern California Edison restructured residential bills in November 2025 and the CPUC authorized higher revenue through 2028. Here is what the Base Services Charge is, what the numbers really say, and which part of your bill solar cannot touch.
Start with your bill, not a sales pitch.
Send one recent Edison bill and we’ll come back with two numbers and a plain explanation of both. If solar doesn’t pencil out for your house, we’ll say so.
(909) 320-2309
Ask for a quote. A person answers the phone.